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How to check/update Nomination in your Bank Account?

Recently a friend of mine was struggling to prove herself as the legal heir in her husbands deposits. She lost her husband in an unfortunate accident. Along with mental trauma another challange was claiming money from single holder accounts of her husband. Things were easy where nominations were in place but in some accounts there was no nomination. And that was really like a neverending struggle of handling emotions and streamlining everything.

So Do complete your Nominations. Proper Nomination in all deposit accounts simplifies the process of settling claims for family on death of the account holder.

You can check the status of nomination online and change it if required. If you have not yet nominated any one in your accounts, you can do it now  online.
  • SBI Bank lets you check the nomination & modify it online in all your savings & deposit Accounts.
  • For PPF Account you can only check the nomination online. But you can not modify it online and if there is no nomination in your PPF then the same can not be done online. You need to contact your Bank Branch for nomination in PPF.
  • In case of Joint Accounts too, modification & creating nomination facility is not available online. You need to contact your Bank Branch.
How to check nomination in SBI Bank?

For Nominations in ICICI Bank-Click Here
  • log in to your Net Banking.
  • Go to Request & Enquiries section at top blue navigation.
  • Click on Request & Enquiries/ click on More
Refer following image to know where can you find it:

  • Moving forward you will find the option online Nominations - Refer Following image

  • Moving further you will be viewing all your accounts.
  • Here select an account. Click on inquire Nomination at top. Refer the image below-
  • Here as you can see you also have the option to register or cancel the nominee.
  • Check it & update it for all your accounts.
  • For PPF Accounts online registration or modification of nominee is not there. You need to contact your Bank Branch for your PPF nominee registration.

My Suggesion
  • Take a print out of the Nomination for records & file it with your documents.
There are cases where accounts were transferred from a city to another and bank had not continued the nomination. The family had to provide the original nomination documents to prove their being the nominee.
  • Nomination can be done in favor of any one but mostly during nomination relationship with nominee is required to be declared. If somone from immediate family is a nominee, chances of future disputes are reduced to a great a extent.
  • Most Important - As per law a nominee actually is just a trustee of the money/assets for the legal heirs. In case of any legal dispute the money/assets ultimately will belong to the legal heirs. So if a legal heir himself is the nominee chances of dispute will be reduced.
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Some other important links:

For Nominations in ICICI Bank-Click Here

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